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Blog

  • As regular readers of SS&Y are aware, the Social Security Administration administers 2 trust funds. The Old Age Survivors Insurance (OAS’) fund pays retirement benefits. The Disability Insurance fund (DI) pays disability benefits. When Congress passed and President Obama signed the Bipartisan Budget Act in November of 2015 to reallocate current contributions between the OASI…

    7+ months ago
  • The Social Security Administration has announced there will be no Cost of Living Adjustment in 2016 for the nearly 65 million Americans drawing Social Security disability, retirement or SSI benefits.  This is because there was no inflation between the third quarter of 2014 and 2015 as measured by the Consumer Price Index for Urban Wage…

    2+ years ago

News

  • Spring-Summer 2015 Newsletter SSDI Insolvency Looms We’ve known it’s been coming for some time and now it’s on our doorstep. Unless Congress acts the Social Security Disability Insurance Trust Fund (DI Trust Fund) will become insolvent late next year and unable to pay full benefits any longer. Millions of Americans who rely on their disability checks for most, if not all,…

    2+ years ago
  • Fall 2014 Newsletter OBAMACARE UPDATE On October 1st it will have been a year since enrollment began in the Affordable Care Act national health insurance program known as Obamacare. The difficulties in the early weeks and months have been well documented. But where are we a year later… Read the Newsletter in PDF format.   Read the Newsletter in PDF…

    2+ years ago

IMPENDING US GOVERNMENT CREDIT DEFAULT HAS IMPLICATIONS FOR SOCIAL SECURITY RECIPIENTS

It’s difficult to decide which has been more irritating this summer, the day to day coverage of the NFL lockout (“Its day #138, Neil”) or the daily drama over the impending US government credit default. Certainly the comparison stops there.

Football is game that generates $9 billion and the participants were arguing over how to divide it up. The drama in Washington has world-wide implications for the lives of billions of people. Just like in the fall of 2008, the stock market could plunge costing billions of dollars to citizens of all countries.

I won’t get into who’s right & who’s wrong. Everyone has their own opinion on that. There is plenty of blame to go around. But what about the impact on our citizens, especially the elderly & disabled, Social Security claimants?

From what we’re hearing, the interest on US Treasury bonds will be paid, along with the military and Social Security recipients. Beyond that is anybody’s guess. We might be able to learn something from recent state shutdowns, especially the most recent in Minnesota. Highway rest stops were closed along with state parks. “Non-essential” government employees were laid off. If the debt limit isn’t raised so the government can borrow it’s likely the national parks will close. Billions of expected dollars from Washington to entities & projects will lead to more layoffs. Local businesses will suffer. Sort of a trickle down in reverse.

And those hold enough to remember the Bill Clinton-Newt Gingrich stare down in the 90’s (1995, wasn’t it Caroline?) know the prioritizations that were discussed at that time.

While those already receiving Social Security benefits might be paid, those wishing to apply for benefits might be unable to do so if the Field Offices close & nobody is processing the electronic applications. People with basic questions and routine needs (like a replacement card) won’t get served.

AND….in all likelihood the ODARs will shut down and no hearings will be held.

So be afraid, America, be very afraid.

Call today if you have questions about the Michigan Social Security Disability Attorney and Lawyer Services provided by William Crawforth.

To schedule an appointment call 800-864-1244 or fill out the contact form at the top of this page.

  • State Bar of Michigan
  • Washtenaw County Bar Association
  • National Organization of Social Security Claimants' Representatives

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