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Blog

  • As regular readers of SS&Y are aware, the Social Security Administration administers 2 trust funds. The Old Age Survivors Insurance (OAS’) fund pays retirement benefits. The Disability Insurance fund (DI) pays disability benefits. When Congress passed and President Obama signed the Bipartisan Budget Act in November of 2015 to reallocate current contributions between the OASI…

    6+ months ago
  • The Social Security Administration has announced there will be no Cost of Living Adjustment in 2016 for the nearly 65 million Americans drawing Social Security disability, retirement or SSI benefits.  This is because there was no inflation between the third quarter of 2014 and 2015 as measured by the Consumer Price Index for Urban Wage…

    2+ years ago

News

  • Spring-Summer 2015 Newsletter SSDI Insolvency Looms We’ve known it’s been coming for some time and now it’s on our doorstep. Unless Congress acts the Social Security Disability Insurance Trust Fund (DI Trust Fund) will become insolvent late next year and unable to pay full benefits any longer. Millions of Americans who rely on their disability checks for most, if not all,…

    2+ years ago
  • Fall 2014 Newsletter OBAMACARE UPDATE On October 1st it will have been a year since enrollment began in the Affordable Care Act national health insurance program known as Obamacare. The difficulties in the early weeks and months have been well documented. But where are we a year later… Read the Newsletter in PDF format.   Read the Newsletter in PDF…

    2+ years ago

How Much Will You Get in Social Security Disability Benefits?

For disabled Michigan residents, paying their monthly bills can be intimidating. They may wonder how they will make ends meet now that they are not working. Social Security Disability benefits can provide some relief to these disabled Michiganders, but how much? How much will you get if you are approved for social security disability benefits?

How much will you get in Social Security Disability Benefits?How are Social Security Disability Benefits Calculated?

Often, your social security disability benefits will be lower than your wages before you stopped working. That’s because SSDI is not just based on your current income. It depends on your income history over the whole time you have been paying into the social security system. Most people get raises and higher-paid positions over time, so their benefits checks seem small because they are based in part on a previous, smaller salary. That’s why it is so important for people applying for SSDI to take a serious look at their monthly expenses. There may be budget items that need to be reduced, or even eliminated entirely, to make up for the lower income.

How Much Will You Get in Social Security Disability Benefits?

The calculations for determining your social security disability benefits may seem obscure, but they are not entirely unpredictable. If you are waiting on a decision from the Social Security Administration, you can use one of their online calculators to determine what you might get in social security disability benefits. The Quick Calculator is a good tool if you have been working at the same job for several years, because it estimates your previous years’ income based on your current salary, adjusted down based on average income growth statistics. If your work history has been more erratic – like if you changed jobs often or have been off work because of your disability – the Detailed Calculator lets you input your entire work history to get the most accurate estimate.

Using the Quick Calculator can give you a rough idea of what you can expect in social security disability benefits. Based on 2015 numbers, a person born in 1975 with a current salary of $40,000 can expect around $1,300 per month. A 50 year old earning $100,000 per year could receive almost $2,250.

Remember that all of these figures are based on a complete inability to work. That means Michigan residents hoping to supplement their social security disability benefits with traditional wage income could be at risk. Talk to a Michigan Social Security Lawyer like William Crawforth before you start working to be sure you don’t lose the benefits you worked so hard to get.

 

Call today if you have questions about the Michigan Social Security Disability Attorney and Lawyer Services provided by William Crawforth.

To schedule an appointment call 800-864-1244 or fill out the contact form at the top of this page.

  • State Bar of Michigan
  • Washtenaw County Bar Association
  • National Organization of Social Security Claimants' Representatives

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