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Blog

  • As regular readers of SS&Y are aware, the Social Security Administration administers 2 trust funds. The Old Age Survivors Insurance (OAS’) fund pays retirement benefits. The Disability Insurance fund (DI) pays disability benefits. When Congress passed and President Obama signed the Bipartisan Budget Act in November of 2015 to reallocate current contributions between the OASI…

    7+ months ago
  • The Social Security Administration has announced there will be no Cost of Living Adjustment in 2016 for the nearly 65 million Americans drawing Social Security disability, retirement or SSI benefits.  This is because there was no inflation between the third quarter of 2014 and 2015 as measured by the Consumer Price Index for Urban Wage…

    2+ years ago

News

  • Spring-Summer 2015 Newsletter SSDI Insolvency Looms We’ve known it’s been coming for some time and now it’s on our doorstep. Unless Congress acts the Social Security Disability Insurance Trust Fund (DI Trust Fund) will become insolvent late next year and unable to pay full benefits any longer. Millions of Americans who rely on their disability checks for most, if not all,…

    2+ years ago
  • Fall 2014 Newsletter OBAMACARE UPDATE On October 1st it will have been a year since enrollment began in the Affordable Care Act national health insurance program known as Obamacare. The difficulties in the early weeks and months have been well documented. But where are we a year later… Read the Newsletter in PDF format.   Read the Newsletter in PDF…

    2+ years ago

DOES THE SOCIAL SECURITY SYSTEM DISCRIMINATE AGAINST PEOPLE OF COLOR?

A popular conception is that Social Security benefits redistribute wealth from the better off members of society to those less well off. Indeed, Tea Party members call Social Security a socialist concept.

 

The Urban Institute issued a report recently contesting this assumption and asserting that the Social Security system actually redistributes money from the poor to the wealthy, which inevitably means from African-Americans , Latinos and other minorities to white Americans. Michigan has significant numbers of many of these groups, including African-Americans, Latinos and Arab-Americans.

 

The reasoning goes as follows.

 

White Americans live longer and have fewer offspring. So the SS payroll taxes paid by poorer Americans subsidize the fewer and wealthier members of society, since there are more paying, less drawing and the wealthy (white) Americans live longer, including those here in Michigan.

 

I addition, the payroll taxes paid to support Social Security apply only to the first $113,700 this year. So those earning more than that stop paying on the marginal income above that amount.

 

Interesting eh?

 

Call today if you have questions about the Michigan Social Security Disability Attorney and Lawyer Services provided by William Crawforth.

To schedule an appointment call 800-864-1244 or fill out the contact form at the top of this page.

  • State Bar of Michigan
  • Washtenaw County Bar Association
  • National Organization of Social Security Claimants' Representatives

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